Lowest Mortgage Rates in Tampa: November 2011

Lowering home values throughout the country, as well as here in Tampa, are making today a great time to purchase a home at an affordable price. However, the price of the building isn’t the only number you should think about. Mortgage rates in Tampa will also have a big impact on how much you pay for your new home.

If you’re considering buying, ensure you take the time to get the lowest possible mortgage rate first. We’ve listed the local Tampa lending institutions with the very best interest rates on home loans right now. Find out if there’s a great deal near you.

Current Best Mortgage Rates in Tampa, FL

Different mortgage types are going to offer different mortgage rates, but no matter what type of loan you choose, there’s bound to be a great deal in Tampa. Below are the lowest mortgage rates offered by local Tampa lenders today for a variety of home loan types.

Best 15-Year Fixed Mortgage Rates in Tampa

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Wells Fargo Home Mortgage: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0

Lowest 30-Year Fixed Mortgage Rates in Tampa

• JPMorgan Chase Bank, National Association: 3.75%
• • No Orig. Fees
  • Points: 0.38


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Grow Financial Federal Credit Union: 4%
• • No Orig. Fees
  • Points: 0

Top 3/1 ARM Tampa Mortgage Rates

• Wells Fargo Home Mortgage: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates in Tampa for a 5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Wells Fargo Home Mortgage: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.